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Texas SR 22 Auto Insurance

 

        A Texas SR 22 Auto Insurance filing is simply not an actual insurance policy but is an endorsement that is included with an auto insurance policy. This is actually a document submitted by an insurance provider  on behalf of the insurance policy holder notifying the Dept. of Motor vehicle (DMV) that you are currently the within conformity with the state's minimum legal responsibility requirements for auto insurance. A number of states do not require an SR 22, however the Lone Star State does indeed, require a Texas SR 22 Auto Insurance filing.

Texas SR 22 Auto Insurance

is generally required after a traffic ticket has been issued for driving without Texas auto insurance verification or the state required amount of financial responsibility, DUI's/DWI's or other negligent traffic convictions.  And because of this, a person would more than likely be a good candidate for Texas SR 22 auto insurance.  In the state of Texas, a person is required to keep a Texas SR 22 Auto insurance for a period of at least 2 years from the date of an accident, conviction, or revocation.

is generally required after a traffic ticket has been issued for driving without Texas auto insurance verification or the state required amount of financial responsibility, .  And because of this, a person would more than likely be a good candidate for Texas SR 22 auto insurance.  In the state of Texas, a person is required to keep a Texas SR 22 Auto insurance for a period of at least 2 years from the date of an accident, conviction, or revocation.

 

Keep in mind that many of the larger insurance companies do not offer Texas SR 22 Auto Insurance filings, and may choose not to continue to provide coverage for you at renewal time.

If your  Texas SR 22 Insurance policy lapse, expire, cancel, or is not renewed as needed, the law requires the Texas auto insurance company to notify the Dept. of Motor Vehicle via SR 26 that you are no longer in compliance with the mandatory liability requirements of the State of Texas.  Not maintaining the required Texas SR22 Auto Insurance filing may result in having your driver's license suspended or revoked.  As of December 2009, Per the Star -Telegram, there has been over 481,000 (over 25%) uninsured motorist in Dallas,Texas. 

A Texas auto insurance company may consider you too much of a risk and may issue you a Texas high risk auto insurance policy, or they may refuse to accept your application for insurance, altogether.  If you are rejected by at least two Texas auto insurance companies within the past 60 days, you may be a candidate for the Texas Auto Insurance Plan Association (TAIPA).  You can contact an independent agent to start application process.  Most auto insurance companies must participate as a member of this association (unless it is a county mutual company applying for an exemption).

An important component used to calculate your auto insurance quote is your driving history.  A poor driving record may leave you with few options in purchasing your policy.  Whether you purchase a Texas high risk auto insurance policy or Texas Auto Insurance Plan Association, the cost of this policy will be more expensive than the average auto insurance policy. 

                                

 

 

• Your license could be suspended from 90 days up to two years for refusal to take or pass a breathalyzer or blood test. 
• If convicted of DWI, your license could be suspended for up to two years

For minors with alcohol-related offenses, that minor's license will automatically be suspended as follows:

• 30 day suspension for first offense
• 60 day suspension for second offense
• 180 day suspension for third offense

There are no reinstatement requirements for the following alcohol-related offenses committed by a minor

• Consumption of alcohol
• Attempt to purchase alcohol
• Purchase of alcohol
• Possession of alcohol
• Public intoxication

 

 

 

    Per the Texas Department of Safety, the reinstatement fees are as follows:

• Blood/Breath Test Refusal                                  $125.00
• Driving While Intoxicated                                    $100.00
• Drug Offenses                                                   $100.00
• Traffic Violations                                                $100.00
• Driving While License Suspended (DWLS)           $100.00

Texas SR 22 Auto Insurance

Important Things to Know

 

• Habitual Violator - person having four or more driving convictions within 12 consecutive months or seven or more traffic violations within a 24 month period.
• Violation of Driver License Restriction
• Non Resident Violator Compact (NRVC) - An agreement between 45 states in the U.S. to process traffic violations across state borders.
• Drug convictions (does not necessarily applies only while operating a motor vehicle) carry an automatic suspension of 180 days.
• If you are delinquent in paying child support if order is received from the Attorney General's office or District Court.  The license will remain suspended until it is ordered to be reinstated by the Attorney General's office or District Court.
• Unpaid traffic citations may cause your license to be suspended.
• These offenses may cause you to be arrested and a surety bond may be required to avoid confinement until your hearing.

 

 

 

 

 

A person's license can be revoked if it is deemed medically necessary by the Medical Advisory Board (MAB).  This is a board of physicians that are appointed by the Texas Health Department.  If someone notifies the board that an individual may present danger to the public while operating a motor vehicle, the board will examine all credible documents involving the person of concern.  If the MAB concludes this person is medically unable able to drive and present a great risk to the public, at large, they can make a recommendation to the Texas Department of Public Safety (DPS) to revoke this individual's license.  The reinstatement fee for Medical Revocation is $100.

                                            

SR 22 Certification Forms

Operator's (Non-Owner Texas SR 22 Auto Insurance) Certificate - This form is filed with the purpose of covering the motorist in the operation of a vehicle not owned by the driver listed on this certification.

Texas SR 22 Auto Insurance Owner's Certificate - This form is valid only on vehicles owned by the driver.  The vehicles must be listed on the Texas SR 22 Auto Insurance or issued for "All owned vehicles".

Texas SR 22 Auto Insurance Operators-Owners Certificate - This form is filed to cover all vehicles that are owned in addition to any vehicles that are not owned by the driver listed on this form.

 

Texas SR22 Auto Insurance Submission

The form must be submitted on pink paper, in addition to the appropriate reinstatement fee

• You can submit the Texas SR 22 Auto Insurance form in person or by mail.
• To submit in person you may go to one of the four offices currently available in Texas:

1. 12220 South Gessner Drive, Houston, TX  77071   Hours: 8:00 A.M.- 5:00 P.M.  Mon - Fri
2. 108 Denson Drive, Austin, TX  78752                    Hours: 8:00 A.M.- 5:00 P.M.  Mon - Fri
3. 350 West IH 30, Garland,TX  75043                      Hours: 8:00 A.M.- 4:30 P.M.  Mon - Fri
4. 1633 Pat Booker Road, Universal City, TX  74148  Hours: 8:00 A.M.- 5:00 P.M.  Mon - Fri

 

 

 

         This Texas SR 22 Auto Insurance form may be mailed to:           

• Texas Department of Safety

• Safety Responsibility Division
• PO Box  15999
• Austin, TX  78752-4149      

 

 

 

 

 

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Texas SR 22 Auto Insurance